Senior Payments Manager

Job description

About us

UAPP. AI is a product company. We build AI-powered mobile applications used by over 10 million people. The full product cycle stays in-house — from the idea to scale and monetization. Decisions are fast and data-driven, without bureaucracy.

The Role

We run a subscription product across mobile and web. Payments go direct, through our own provider stack — Stripe, Unlimit, Payable, Traspay, SolidGate, Checkout.com, ADN, Apple.

We are looking for a Senior Payments Manager to own the day-to-day of the payments direction: onboarding new providers and products, domain compliance, fees, reconciliation and approval rate on rebills.

This is a role for someone who already does all of this hands-on but has not yet held a Head title. You work directly with the CEO, own your area end to end, and grow into Head of Payments as the direction scales.

What you will do

- Provider onboarding: new PSPs, plus new products with providers we already work with — applications via agents, merchant ID registration, entities

- Domain compliance: preparing the websites we submit for onboarding to meet provider requirements — knowing what has to be stated, how and where (terms, refund and subscription cancellation policy, pricing, product description, contacts, support) and keeping it current after underwriting

- Recurring and rebills: retry logic, soft/hard declines, payment-method update flows, reducing involuntary churn

- Approval rate: audit by GEO, provider and card scheme, routing and cascading priorities

- Commercial terms: helping negotiate fees and rolling reserves, auditing commissions to see where the money leaks

- Reconciliation and reporting: settlement reconciliation, payment reporting, cost transparency per product and provider

- Analytics: your own dashboards on payment metrics, built with AI tools

What we expect

- 3+ years in payments on the merchant side

- Hands-on experience with several PSPs: Stripe, SolidGate, Checkout.com, Unlimit and similar

- Merchant onboarding: applications, merchant IDs, underwriting

- Understanding of provider compliance requirements for websites: what has to be stated and where

- Recurring payments: rebills, decline handling, churn caused by failed payments

- Approval-rate and fee optimization — with numbers behind it

- Ownership mindset: you are comfortable making decisions in your area and being accountable for the result

- Willingness to work hands-on and use AI tools daily

- English B2+

Nice to have

- Mobile subscriptions, IAP, web-to-app funnels

- Taking part in commercial negotiations with providers

- Any experience mentoring or coordinating others — formal management experience is not required

What we offer

- Fully remote, full-time

- A clear path to Head of Payments — the direction is growing and we promote from within

- A working stack and a team already running the direction — you join a live process

- Fast decisions without long approval chains

- A product with 10M+ users and a growing subscription business — the result of your work shows on the revenue chart

- Competitive USD-pegged compensation, reviewed on results

Hiring process

- Intro call with the recruiter

- Call with the CEO

- Offer